Final Expense
Love your family from the beginning to the end.
A funeral today can cost $10,000 to $20,000. Final expense insurance is a simple, level-rate policy that settles those costs — without asking your family to pay for them later.
What your policy can cover
Your beneficiary receives a tax-free cash benefit that can be used however your family needs it most.
Burial & funeral costs
Covers the service, casket or cremation, and cemetery expenses so no one scrambles on the hardest week.
Mortgage & outstanding bills
Helps settle a remaining mortgage balance, car loan or credit card debt your family shouldn't have to inherit.
Final medical bills
Pays end-of-life medical and hospice costs that often arrive all at once.
Your legacy
Leave money behind for the people, causes or wishes that matter to you.
Locked-in rate
Your premium is set on day one and never increases for the life of the policy.
Simple qualification
Most applicants qualify with a short health questionnaire — no medical exam required.
Why families choose Meta Gen Solutions
We are licensed with 50+ Grade-A insurance companies, which means we shop the market for you and match you with the carrier and plan that fit your health, age and budget.
Meta Gen Solutions is an independent agency, not an insurance carrier. Policies are issued by the companies we represent, and final approval is made by the carrier.
Frequently Asked Questions
Do I need a medical exam?+
No. Most applicants qualify with a short health questionnaire. Final approval is made by the carrier, not us.
Can I still get coverage if I use tobacco?+
Yes. Tobacco users are welcome. Your premium reflects the added risk, but you are not turned away for it.
What ages are eligible?+
Generally from age 45 up to 85, depending on the carrier. We'll confirm your options during your quote.
Will my rate go up?+
No. Your rate is locked in when your policy is issued and does not increase with age or changes in health.
Get In Touch
Tell us a little about what you need and a licensed agent will reach out with your options.
Phone
(833) 799-4800Email Address
angel@metagens.coAddress
17875 Von Karman Ave., Suite 150, Irvine, CA
Ready to protect what matters most?
Talk with a licensed agent at Meta Gen Solutions. No cost, no pressure.