Meta Gen Solutions
Life Insurance & Estate Planning
Have you ever thought about how your loved ones will be taken care of after your death? The answer starts with Estate Planning and Life Insurance. When properly combined, these components can provide invaluable financial support to your family and friends after your death.
Factors to Consider When Choosing a Life Insurance Policy
If you have ever tried to take out a Life Insurance policy, you are likely well aware of the numerous options available. It can be overwhelming trying to decide on the best insurance policy for your needs.
Rent
Are you the primary earner in your household? If yes, consider life insurance policies that will offer immediate financial support to your spouse and children. The right policy should aim to help your family transition through the loss.
Healthcare Costs
No one can fully predict the care they may need later in life; but one thing that is certain is that healthcare costs are constantly rising. A life insurance policy can help provide the funds necessary to cover any unexpected medical costs.
Family Size
Depending on the size of your family, it may be beneficial to name more than one beneficiary or to take out multiple Life Insurance policies. Consider how many people rely on you financially when looking at different policies, this could include spouses, children, business partners, and even employees.
How Is Life Insurance Used In Estate Planning?
Life Insurance can be used in Estate Planning a few different ways, but is often used as a way to provide extra financial support to loved ones. Life Insurance policies can help provide immediate funds to your family members which can be used to replace lost income, cover funeral costs, and pay off any debts. In many cases, these policies are exempt from the same taxes that your Estate will be subject to after death. It is not uncommon for families to use Life Insurance funds to cover federal Estate taxes, especially if there are any delays in the distribution of assets.
Life insurance can benefit your Estate by providing financial protections to your loved ones.
Wealth management solutions
At Meta Gen Solutions, we offer a wide range of solutions and services to support you along your financial journey. Our Financial Advisors are committed to learning about your unique financial goals and creating an overall wealth strategy that supports you at every stage of life.
Our framework is designed to help you achieve your goals today, tomorrow and for generations to come.
Explore our offerings
Helping individuals, families and companies unlock a wealth of possibilities
Planning
Get help pursuing your life goals with our proactive planning tools and highly experienced professionals who can guide you confidently forward.
Investing
Work with a Meta Gen Solutions Financial Advisor to develop tailored investment strategies and build a diverse investment portfolio.
Banking
Discover how investing, savings, cash management and financing can work together to address all of your wealth goals.
At Meta Gen Solutions we offer…
Mortgage Protection
Protect your home and loved ones with a plan built around your mortgage.
Final Expense
Level-rate coverage for funeral and burial costs so your family isn't left with the bill.
Build My LLC
Form your LLC with confidence, with guidance every step of the way.
S CORP / C CORP
Incorporate your business and understand the difference between S and C corporations.
Estate Planning and Will and Trust
Last will, living trust, power of attorney and healthcare directive.
Income Replacement
Life insurance that replaces your income so your family can live comfortably.
Medicare
Find Part C and D plans based on your doctors, drugs and needs.
Frequently Asked Questions
What is the Best Type of Life Insurance for Estate Planning?+
The best type of Life Insurance for Estate Planning will vary depending on the specific financial needs of your family. That being said, there are certain tax-forward strategies that can be used to ensure your loved ones receive the maximum amounts available.
How to Choose a Beneficiary For Your Life Insurance+
To choose a beneficiary for your life insurance, think about who will be in charge of your end of life care and associated costs. Many married couples will choose their spouse as the main beneficiary, especially if the deceased is the primary income-earner. One thing to keep in mind is that you should always name contingent beneficiaries in the event your spouse or other named beneficiary passes away.
Get In Touch
Tell us a little about what you need and a licensed agent will reach out with your options.
Phone
(833) 799-4800Email Address
angel@metagens.coAddress
17875 Von Karman Ave., Suite 150, Irvine, CA
Ready to protect what matters most?
Talk with a licensed agent at Meta Gen Solutions. No cost, no pressure.